Life Stage Analysis

• You are between the age of 35 and 58 years.
• Have Young children in high school or graduation.
• Major expenses goes towards you Child.
• You may have reduced Loan Burden or repaid loans.
• Have a good Income.
• Must be Planning your retirement.
• Children’s Marriage.
• Low risk taking appetite.

Your Financial Needs Analysis

• Saving for retirement.
• May be thinking of traveling on an expensive holiday.
• Childs Higher Education Expenses or Marriage.
• Previous Investments giving Good dividends and Returns.

Insurance Solution

At this stage of Life your priority should be Investing towards your Retirement fund and for your Child’s Higher education and Marriage Expenses. More Funds should go towards Investments which provide Fixed and Steady Returns with Low risks such as Fixed Income Products.

• Insurance Products which provide Retirement Planning should be considered.
• You can choose from With-Profit or Unit Linked Endowment Assurance Plans or Insurance with differed Annuities.
• If you are at the later stage of retirement you should choose Retirement Plans with a large proportion going towards Debt or Fixed Income Products.
• You can club Riders along with your Insurance Plans.