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  • Obama's stimulus plan a key trigger for global economy
  • Expect continued weakness in crude oil prices
  • China's oil demand fell by 500,000-600,000 bbl Oct-Nov
  • Global crude demand would continue downward trend
  • HOV Services to consider buyback on Jan 13
  • Fiscal stimulus to help with liquidity
  • Demand and customer sentiment down sharply
  • Move to encourage banks, MFs to lend more to NBFCs
  • Expect to borrow against rated CPs from RBI
  • Need a large fiscal stimulus for economic revival in 2009
  • More earnings downgrades, target cuts by analysts
  • Scope for more rate cuts as inflation trending lower
  • U.S. economic data seen -ve for coming months
  • Should agree to a standstill if shareholders reject offer
  • Offer < $10.25 Sun paid for Brandes' 8% stake in Taro
  • Proposal contemplates a full cessation of litigation
  • Prepared to conduct a shareholder referendum
  • Taro shareholders to vote, yes or no, on a merger
  • Crude trading in red, trading around $48/bbls
  • U.S. equities fell for the first time in 4 days
  • S&P500 financial index fell 2.5% yesterday
  • Dow Jones down 0.9% at 8950 levels
  • Asian markets trading mixed with positive biased
  • Incentives for projects larger than Rs.1000cr: Guj Govt
  • Sensex closes up 317 pts; Nifty up 74 pts
  • CNX Midcap Index & Smallcap Index up over 1% each
  • BSE Bankex up 3.5%, BSE Metal up 5.5%
  • Govt to tackle proposed oil officers' strike from Jan 7
  • Contempt of court action to be against striking officers
  • Strike will hit operations of aviation sector the most
Updated: 23/01/2008 | 05:12 PM IST
Life Insurance Need Analysis-Stage II- Newly Married
Getmeinsure
Wednesday, January 23, 2008 (Mumbai)
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Life Stage Analysis


  • Your are between the age of 26 and 35 years.
  • Married and have Dependents.
  • Double Income with or without Kids.
  • Might have taken some Loan i.e Home Loan, Car Loan etc.
  • Have a high Expenditure.
  • You may need effective tax planning.
  • Might have started some Investments in Equity or Mutual Funds.

Your Financial Needs Analysis

  • Have a high Debt Repayment through Installments i.e EMIs
  • May want to save for Children’s education or Marriage.
  • You need to Financially protect your Family and Dependents from unfortunate events.
  • Your elderly parents also need financial support from you.
  • Start saving for your retirement
Insurance Solution
This life stage is very crucial in your life and you would require a maximum Insurance protection because of High Debt Levels ( such as Home Loan, Car Loan or personal loan etc.) , Higher Expenses towards maintaining present life style and more numbers of dependents. 
1) You can choose from Term Insurance Policy or a Whole Life policy.
2) A Insurance Rider such as Accidental Assurance, Critical Illness and Long Term Disability Insurance must be clubbed with the Insurance Policy.
3) If you have taken a Loan then you should consider taking a Insurance Policy that would take care of your Loan in case of an unfortunate event.
4) You can also start Planning your Retirement.
5) Some Endowment Assurance Policies can also be considered as an Investment Tool.
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Hemen Kapadia
Hemen Kapadia
3.52% status
Current: Rs 91.25
Simi Bhaumik
Simi Bhaumik
-0.14% status
Current: Rs 510.6
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I suggest the investors to hold the stock with a stoploss of Rs 600
I advice the investors to buy the stock at these levels
Buy or Sell
Today's Analyst: Hemen Kapadia
Query : Can I buy HCC at the current price, asks HK Nawani from Guna (MP).