Research Report

Mid Cap
01 Feb 2012, 04:49 PM
Jammu & Kashmir Bank Ltd.
CLSA
BUY
LONG TERM
Price when Post
814.6
Target Price
980
Return
20.3044%
CLSA upgrades target on J&K Bank

Target price increased to 980 from 860 earlier. Healthy growth in CASA (current account savings account) deposits helped sustain high net interest margins. Asset quality remains robust with just 8 per cent year on year growth in gross NPLs (non-performing loans). Decline in restructured loans also encouraging. Valuations may remain at discount due to higher concentration of operations.

 

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