Written By: Priyabrata Prusty | April 24, 2014 14:11 (IST)
The returns from liquid funds don't vary much as they invest in similar underlying securities. However, when looking for a liquid fund, the past return should not be the only factor for consideration. Other factors like size of the fund, credit quality of underlying securities and track record of the fund house should also be kept in mind.
Written By: Priyabrata Prusty | April 24, 2014 13:13 (IST)
The primary reason for a stock split is to increase the liquidity of shares. Stock splits reduce the per unit price of a share, making the shares more affordable for investors. This increases investor/trader participation and more number of shares change hands. Thus it becomes easier for investors to buy or sell shares.
April 24, 2014 13:10 (IST)
In the world filled with information galore and cultural change, many of us develop our own set of beliefs and judgements. While that's great to do, it is vital to recognize whether you are living with plain truth or mere delusions.
April 24, 2014 12:30 (IST)
People lie to themselves in a lot of areas concerned with personal finance such as investments, savings, insurance, expenditure, etc.
April 24, 2014 10:07 (IST)
Like any other financial product, you would like to withdraw balance from your EPF account upon emergency. EPF withdrawal is allowed subject to few conditions and situations.
April 23, 2014 18:45 (IST)
India is one of the fastest-growing countries in the plastic money segment, with close to 350 million debit cards and 19 million credit cards in circulation.
April 22, 2014 12:16 (IST)
There's an age old question: Why should one invest in the capital markets when they can invest in a timeless, precious metal such as gold that has proven to stand the test of time?
April 22, 2014 09:54 (IST)
Though financial insight proves to be helpful, it is not required so often. Consumers search for the most reputable home loan providers and often end up getting trapped in the wordy circles of the best salesperson.
New Delhi | April 20, 2014 17:16 (IST)
Under core banking services, a customer can avail the bank services in any of its branch through his allotted unique account number.
April 19, 2014 17:13 (IST)
Most of us prefer to get our car purchases financed. Car loans can be easily availed through either your own bank or even other banks. However, there are a number of frequently asked questions regarding car loans.
April 19, 2014 15:29 (IST)
Insurance tax deductions can be divided into 3 parts - life insurance, pension plans and health insurance.
April 19, 2014 15:11 (IST)
The growing penetration of high end and smartphone market in the country has also increased the number of cases of thefts and accidental damages.
April 19, 2014 13:53 (IST)
RBI has been insisting on lower interest benefits to be passed on to the existing borrowers as well but it seldom happens.
Written By: Ramarko Sengupta | April 19, 2014 13:53 (IST)
If you're not careful in your dealings while selling your old car, the joy of your shiny new ride may be overridden by the sorrow the ghost of your old car may bring.
April 18, 2014 18:23 (IST)
Un-exempted firms are those firms which maintain the PF accounts of their workers with EPFO. There are over five crore active subscribers whose accounts are being managed by EPFO.
New Delhi | April 17, 2014 14:48 (IST)
The Employees' Provident Fund Organisation (EPFO) has decided to make all payments to its beneficiaries through electronic mode from September this year, including provident fund claims, according to a senior official from the retirement fund body.
April 16, 2014 22:24 (IST)
The Pension Fund Regulatory and Development Authority (PFRDA) is believed to have selected eight companies for managing pension funds of non-government employees, according to a source.
April 14, 2014 18:53 (IST)
The retirement fund body said the software has been upgraded for the purpose allowing applicants to fill data online. This is expected to eliminate mistakes.
New Delhi | April 13, 2014 15:56 (IST)
Owning a home is more of a basic necessity rather than a luxury these days. Home loans have been designed to let you not miss out on this necessity.
April 13, 2014 13:48 (IST)
It is time for us to act like the fund manager of a mutual fund or investment fund. Taking informed decisions to manage the asset that we call home and the liability that we call housing loan. By being prudent, you can get high 'returns' in the form of saving on interest outflow.