Written By: Ramarko Sengupta | April 18, 2014 15:05 (IST)
If you're not careful in your dealings while selling your old car, the joy of your shiny new ride may be overridden by the sorrow the ghost of your old car may bring.
New Delhi | April 17, 2014 14:48 (IST)
The Employees' Provident Fund Organisation (EPFO) has decided to make all payments to its beneficiaries through electronic mode from September this year, including provident fund claims, according to a senior official from the retirement fund body.
April 16, 2014 22:24 (IST)
The Pension Fund Regulatory and Development Authority (PFRDA) is believed to have selected eight companies for managing pension funds of non-government employees, according to a source.
April 16, 2014 20:30 (IST)
The growing penetration of high end and smartphone market in the country has also increased the number of cases of thefts and accidental damages.
April 14, 2014 18:53 (IST)
The retirement fund body said the software has been upgraded for the purpose allowing applicants to fill data online. This is expected to eliminate mistakes.
Written By: Priyabrata Prusty | April 14, 2014 16:24 (IST)
The returns from liquid funds don't vary much as they invest in similar underlying securities. However, when looking for a liquid fund, the past return should not be the only factor for consideration. Other factors like size of the fund, credit quality of underlying securities and track record of the fund house should also be kept in mind.
April 14, 2014 15:54 (IST)
RBI has been insisting on lower interest benefits to be passed on to the existing borrowers as well but it seldom happens.
April 14, 2014 10:31 (IST)
Like any other financial product, you would like to withdraw balance from your EPF account upon emergency. EPF withdrawal is allowed subject to few conditions and situations.
New Delhi | April 13, 2014 15:56 (IST)
Owning a home is more of a basic necessity rather than a luxury these days. Home loans have been designed to let you not miss out on this necessity.
April 13, 2014 13:48 (IST)
It is time for us to act like the fund manager of a mutual fund or investment fund. Taking informed decisions to manage the asset that we call home and the liability that we call housing loan. By being prudent, you can get high 'returns' in the form of saving on interest outflow.
April 13, 2014 11:09 (IST)
A house is an investment when you look at making money from it - either in the form of rentals or by re-selling it at a higher price. That is why in personal finance, the self-occupied property is never counted as an investment asset.
April 11, 2014 19:55 (IST)
The regulator IRDA has raised the third-party motor premium by 10-15 per cent, effective April 1, against a demand for a minimum 50 per cent increase by the industry.
April 10, 2014 18:17 (IST)
According to the data released by the Association of Mutual Funds in India (AMFI) today, liquid or money market witnessed significant outflows, although income funds and non-gold ETFs (Exchange Traded Fund) saw some inflows.
New Delhi | April 08, 2014 21:45 (IST)
The Employees' Provident Fund Organisation (EPFO) will inform its subscribers on their attaining the age of 58 years that they are eligible for pension under the Employees' Pension Scheme, 1995 (EPS-95).
April 08, 2014 12:51 (IST)
Where does your monthly salary go? Do you allocate a certain amount to be spent on the house, or is it a case of buying things as you need? Did you know that there are huge savings to be had from maintaining a budget, and not just in terms of cost?
April 07, 2014 19:26 (IST)
In a bid to ensure provident fund compliance by employers with respect to international workers, retirement fund body EPFO has asked field offices to prepare a list of such employees and submit a compliance report every three months.
April 07, 2014 17:05 (IST)
Income tax online return accounts of certain people have been unauthorisedly accessed, the Finance Ministry has warned. Replying to an RTI query, the ministry said a process of "multifunctional authentication" has been designed and will be in place shortly to address any illegal access to e-filers' accounts.
April 06, 2014 18:31 (IST)
Nowadays, applying for a credit card is very simple. You can apply for a credit card at the click of a mouse. In fact, many a time you don't even have to apply for one thanks pre-approved credit cards.
April 06, 2014 18:31 (IST)
If used the right way, credit cards provide maximum convenience and benefit. In contrast to this, a credit card becomes a financial mystery when used improperly.
New Delhi | April 05, 2014 21:23 (IST)
The Labour Ministry has asked the Employees' Provident Fund Organisation (EPFO) not to go ahead with a proposal to club allowances with basic pay for provident fund deductions, a step that will deprive 5 crore subscribers of higher savings, according to a source.