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Savings and Investments

  • Income tax returns: 9 tax saving options other than Section 80C

    You can also claim tax benefits for insurance premiums, medical expenses, higher education, donations, disability, etc.

  • 7 financial planning steps you should take for your father

    One of the most important roles of a father is to plan for the financial future of the family, and ensure there are adequate funds for children's education, marriage, etc. Most Indian fathers look into financial planning in unorganized and traditional ways. Here's some help on getting them organized, so that they lead a happy and independent retired life.

  • Seven must-know facts about PPF accounts

    The key to wealth creation lies in the practice of saving regularly and systematically. The public provident fund (PPF) is one such long-term investment option that would suit investors of all types. Scoring high on safety, by virtue of it being government backed, this wonderful option comes with tax benefits, loan options and a low maintenance cost. Investment Yogi explains seven must-know facts of a PPF account to make it more profitable for you.

  • Spend for your children, get tax benefits

    However, did you know that you can get tax benefits on many expenses and investments made in your child's name?

  • 7 steps you should take to improve your savings

    At a time when inflation is still hovering above the comfort zone and economic growth has slipped to new lows, it only makes sense for the general public to spend its money judiciously.

  • Warren Buffett and his 5-bedroom home: Why it pays to be frugal

    Wealth is not created just by investing, but also by avoiding unnecessary expenses. It does not make one stingy; rather, it makes one frugal.

  • Government cuts Public Provident Fund, National Savings Certificate rates

    Millions of small investors will get lower returns on the popular post office scheme, Public Provident Fund (PPF), with the government cutting the interest rate on PPF to 8.7 per cent from 8.8 per cent with effect from 1 April, 2013.

  • Achieve financial freedom in four simple steps

    Building an emergency fund is the first step towards maintaining a healthy personal finance life.

  • Why it makes sense to invest in gold

    When purchased in the form of jewellery, gold tends to wear because of regular usage and is prone to damage.

  • How to manage your budget in three simple steps

    When we do not write down the budget, there is always a lot of possibility of missing out some components, making errors in calculations and most importantly not having anything to compare against in the month end.

  • Your five-point checklist before making an investment

    With Sebi's move to encourage the retail investors, here are few major things a retail investor has to take care before investing in the mutual funds.

  • Four habits that can prove costly for your finances

    It is often said that hobbies define an individual's personality. Similarly, the personal finance habits of an individual define his financial wellbeing.

  • How women can master the art of investing: 5 tips

    On the occasion of International Women's Day, we bring to you five qualities women have that they can use to make sound investments.

  • India's best known philanthropic businessmen

    "After a certain point in time, money cannot make a difference in your life. I feel that it's not even called charity, it's about accountability and responsibility," Sobha Group founder P.N.C. Menon said, when he announced he would donate half of his wealth (estimated at $600 million) to charity. A first generation entrepreneur based in Dubai, Mr Menon, the chairman emeritus of Sobha Developers, has joined the ranks of India's small but rapidly growing group of businessmen philanthropists.

  • How to revive a lapsed insurance policy

    Well, for reviving a lapsed policy, you need to pay the unpaid premiums along with the interest.

  • RBI relaxes gold deposit scheme rules

    The Reserve Bank of India (RBI) has relaxed rules on gold deposit scheme offered by banks by allowing the lenders to offer the product with lesser maturity.

  • Budget wishlist: Salaried class wants tax slabs raised

    A vast majority of salaried class employees in a host of trade and industry sectors want Finance Minister P Chidambaram to raise the income tax exemption limit to at least Rs three lakh and increase deductions like medical and educational allowances in the Budget, an Assocham survey said.