December 07, 2013 16:28 (IST)
Many of us invest in fixed deposits (FDs) as they are safest investment option available today. But most of the time while investing, we don't spend too much time on thinking where to park our FDs. However, the fact is we can save quite an amount if we carefully select our fixed deposit option.
December 06, 2013 14:40 (IST)
You may have gotten a home loan approved after zeroing down on a house you want to buy, thinking half the work is done and hoping for smooth processing here on. Think again, because once you complete these formalities, you will have to protect your dream from the legal traps your builder might throw your way.
December 04, 2013 14:37 (IST)
The rules have been posted in the Labour Ministry's web site but had not been widely publicised until analysts this week started circulating notes about the changes. The EPFO board would need to approve the changes before they become official.
December 04, 2013 11:27 (IST)
In a bid to improve the quality of its services, retirement fund body EPFO has reduced stipulated time limit for resolving its subscribers' grievances to 15 days from existing 30 days.
December 01, 2013 15:26 (IST)
A disciplined approach towards saving and sensible investing choices will take you to your first crore as long as you allow compounding to do its magic.
December 01, 2013 13:31 (IST)
It is always advisable to compare quotes from multiple insurance providers to see who is offering you the best deal.
December 01, 2013 11:40 (IST)
Emergency is like an alarm. We wake up only when it strikes. For us, an emergency could be anything - an international vacation, higher education or health-related issues. And, we all love the word loan.
November 30, 2013 16:41 (IST)
An exclusive search is required when it comes to buying of property. This exercise does not hold good only for houses, it is also required for home loans.
November 29, 2013 14:02 (IST)
Economists polled around the world are expecting a figure of 4.6 per cent. The question looms at large -- if the actual number is significantly different than the expected number, how will the markets react?
November 27, 2013 12:29 (IST)
With the credit card being one of the most popular financial products to be in use in modern times, it is very important for every user to be fully aware of its working and implications
November 23, 2013 16:48 (IST)
In simple terms, a reverse mortgage is the "opposite" of a conventional home loan. A reverse mortgage enables a senior citizen to receive a regular stream of income from a lender (a bank or a financial institution) against the mortgage of his home.
November 23, 2013 12:10 (IST)
India needs to revisit the ways it promotes education. The education system in India is geared towards testing knowledge at every level as opposed to teaching skills.
November 22, 2013 14:08 (IST)
Managing finances efficiently is paramount in financial planning, for individuals and businesses alike. Imagine the case of an individual whose salary increases at a nominal rate every year, whereas expenses increase at a faster pace due to high inflation. Now, it is very easy for such an individual to suffer with a financial crunch in the absence of proper planning.
November 21, 2013 13:45 (IST)
Everybody makes mistakes. The repercussions of a mistake could be trivial or grave. A financial mistake is one such blunder that can create big problems if they are not resolved immediately.
Mumbai | November 20, 2013 13:48 (IST)
To finalise new norms, the Securities and Exchange Board of India (Sebi) has sought public comments on recommendations made by its Primary Market Advisory Committee (PMAC).
November 19, 2013 13:17 (IST)
Now, it has become mandatory for an employee claiming HRA exemption to report the PAN of the landlord to the employer if annual rent paid by the employee exceeds Rs 1,00,000 per annum.
November 19, 2013 12:27 (IST)
For most of us, the entire concept of drawing up a budget and adhering to it may seem as a complex process. However, a budget is an essential money management exercise and is a disciplined approach to one's finances.
New Delhi | November 17, 2013 13:00 (IST)
Trade unions have written to the Labour Ministry to urgently convene the meeting of EPFO's apex decision making body CBT to decide on the interest rate.
New Delhi | November 16, 2013 16:34 (IST)
Building wealth and getting rich is a topic often spoken about by many, but followed by very few. The reason for this, is that wealth creation involves time and a lot of effort. Although the process of building wealth is not complex, it is difficult to implement, simply because of the discipline it requires.
November 16, 2013 11:07 (IST)
I am a citizen of three countries, have lived in four countries and eight homes, and can speak four languages semi fluently. I was born in India, spent five years in one country, 12 years in Canada and the USA, and finally made the move to India in 2008, where I have lived the large part over the past five years and can firmly call "home".