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Credit Score


'Credit Score' - 1 Video Result(s)

'Credit Score' - 57 News Result(s)

  • Give Credit Score Free To Individuals Once A Year, Says RBI

    Give Credit Score Free To Individuals Once A Year, Says RBI

    Credit report plays a very important role in the loan application process.

  • Five Habits Highly Effective Credit Card Users Have In Common

    Five  Habits Highly Effective Credit Card Users Have In Common

    A good CIBIL score of 750 (out of 900) is considered utterly necessary today when credit has become indispensable to our lives. But did you know that in order to get a loan or a credit card approved it is mandatory to maintain a good CIBIL score?

  • CIBIL To Provide One Free Credit Report A Year: Raghuram Rajan

    CIBIL To Provide One Free Credit Report A Year: Raghuram Rajan

    Credit Information Bureau of India (CIBIL) will start providing individuals with one free credit report a year, Reserve Bank chief Raghuram Rajan said today.

  • When Your Computer's Location Could Deny You A Loan!

    When Your Computer's Location Could Deny You A Loan!

    There was a time when banks used a handful of information to assess the creditworthiness of the borrower. With the introduction of credit score, the lending industry saw a huge revolution.

  • Why Your Credit Score Is Important For Your Financial Future

    Why Your Credit Score Is Important For Your Financial Future

    Though credit bureaus have been functioning in India for almost a decade and half, a survey shows that almost more than 80 per cent of the Indian population does not know about the existence of credit bureaus.

  • Banks Shouldn't Treat Credit Rating Score As Gospel Truth: Report

    Banks Shouldn't Treat Credit Rating Score As Gospel Truth: Report

    Mortgage lenders like banks should look at credit rating of a borrower as an opinion by a credit rating agency and not a gospel truth, states an Assocham and Pricewaterhouse Coopers (PwC) study.

  • Why Paying Credit Card Bills On Time May Not Be Enough

    Why Paying Credit Card Bills On Time May Not Be Enough

    Credit utilisation ratio is important because after the repayment history this is the biggest contributor that makes or breaks the CIBIL score of an individual.

  • How To Improve Your Chances Of Getting A Loan

    How To Improve Your Chances Of Getting A Loan

    There is nothing as disappointing as getting a loan denied when you are in urgent need of cash. There could be many reasons for which your loan application might have been rejected. Getting your homework right can increase your chances of loan approval.

  • Five Tips To Help You Use Credit Card Wisely

    Five Tips To Help You Use Credit Card Wisely

    Credit cards have become nearly omnipresent in our lives today. It is quite possible that you already have a credit card or two or intend to take one shortly. Credit cards, as you may have often heard or read are made out to be rather villainous and the cautious among you may feel that you are better off without one as you are not keen to step into...

  • Applying For A Job In SBI? Check Your Credit History

    Applying For A Job In SBI? Check Your Credit History

    If you want to apply for a job at State Bank of India (SBI), the country's largest lender, any loans- or credit card payments-related default will render you ineligible.

  • Asset Sale Woes, Jio Delay Lower RCom Credit Score: Moody's

    Asset Sale Woes, Jio Delay Lower RCom Credit Score: Moody's

    Stalled asset sale deals and a delay in launch of Reliance Jio services led to a downgrade of telecom operator Reliance Communications' credit outlook from 'stable' to 'negative', Moody's Investor Service said on Wednesday.

  • Secrets To Building A Good Credit Score When You Are Young

    Secrets To Building A Good Credit Score When You Are Young

    Every time you apply for a loan or a credit card, the concerned lender is good to be looking at your CIBIL score.

  • You Can Stop Your CIBIL Score From Declining

    You Can Stop Your CIBIL Score From Declining

    Your CIBIL score may just be a three-digit number but in today's date has immense significance in your life. If you maintain a high CIBIL score of 750 and above out of 900 at all times, you can be assured that you will get access to timely credit at competitive rates.

  • Four Easy Tips You Can Use for a Good CIBIL Score

    Four Easy Tips You Can Use for a Good CIBIL Score

    A good CIBIL score is the first stepping stone to getting any loan sanctioned. A CIBIL score could be a deal breaker or could get you concessions and privileges - this three digit number is important.

  • 5 Employment Statuses That Can Lead to Loan Rejection

    5 Employment Statuses That Can Lead to Loan Rejection

    Banks have in recent times greatly increased their focus on lending. Consequently, the loan disbursal process has gained speed. At the same time, banks are worried over the increasing number of loan defaults and are unwilling to waive off certain credit norms.

  • The Truth About Pre-Approved Credit Cards

    The Truth About Pre-Approved Credit Cards

    There is no denying the fact that credit is easily available in the form of plastic today. For the uninitiated credit cards are a ticket to heaven, especially if it's a pre-approved one. But before you think its time for you to buy the new phone you have been eyeing or go on a long cherished vacation with your new card, hold on. Do you really know ...

  • Not Getting a Loan Because of Credit Card Default? Read This

    Not Getting a Loan Because of Credit Card Default? Read This

    If a customer partly pays the dues and settles a loan or credit card then the status will reflect as 'settled' in his credit report.

  • Credit Score Can Impact Your Employment Prospects

    Credit Score Can Impact Your Employment Prospects

    bad credit score in general is seen as an irresponsible behaviour of an individual. Inability to pay on time reflects that the person is not capable of take care of things.